Ever thought a urinal in your home could be a game changer? We kick off this episode of Big Talk About Small Business with some hilarious personal anecdotes about aging and unique home features that will leave you laughing out loud. But we quickly switch gears to tackle a serious and highly relevant topic for all small business owners: the strategic use of debt. Discover why debt isn't the villain it's often made out to be and how it can serve as a powerful driver of business growth. Learn how to foster a partnership mindset with your banker, understand the nuances of the banking system, and make smarter decisions about leveraging debt to boost your business's profitability.

Building strong relationships with business bankers can make or break your access to capital. We'll share our insights on why empathy and relationship-building with bankers, particularly those at local or regional banks, can be a game-changer for securing loans and financial support. If you've ever faced rejection from a bank, you'll find motivation in our discussion on alternative financing methods and the importance of understanding your banker's perspective. Lastly, we dive deep into optimizing your return on invested capital (ROIC). Through real-life examples and hypothetical scenarios, we'll show you how borrowing can significantly amplify your returns in both business and real estate ventures. Tune in to transform your understanding of debt and leverage it to propel your business to new heights!